Lively's HSA Snapshot

Lively’s annual look at HSA saving, spending, and investing and what it means for brokers and employers.

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Critical insights, metrics, and indicators from HSA saving, spending, and investing in 2022.

Rising inflation, consumer prices, and healthcare premiums as well as a volatile economy were just part of what made 2022 a stressful and unpredictable year. HSAs provided some respite and enabled account holders to save on medical expenses in the present and prepare for an unpredictable future. This report examines:

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    How HSA account holders spend

    Examines spending on routine expenses versus major healthcare emergencies such as hospital visits.

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    How Lively account holders saved, spent, and invested

    How account holder education and ease of use makes Lively account holders outperform industry averages.

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    Critical insights for broker and employers

    How benefits brokers and HR administrators can offer a better benefits package and drive adoption.

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